Articles
Practical guides for NRIs. Real numbers, specific rules cited, no fluff.
5 Tax Mistakes Every NRI Makes (and How to Avoid Them)
From PFIC nightmares to unclaimed DTAA credits, these five mistakes cost NRIs thousands every year. Here is how to stop the bleeding.
NRE vs NRO vs FCNR: The Complete Decision Guide
Three account types, three sets of rules. Which NRI bank account do you actually need? A scenario-by-scenario breakdown.
How Much NRIs Lose on Remittance Fees (and How to Stop It)
A $5,000 bank wire to India costs you $146 in hidden fees and markup. Wise costs $38. Here is where your money goes and how to keep more of it.
NRI Investment in India: What You Can Buy, What Will Burn You
FEMA says you can invest. The IRS says you will pay for it. A practical guide to Indian stocks, mutual funds, real estate, and retirement accounts for US-based NRIs.
Returning to India? The Financial Checklist NRIs Wish They Had Earlier
RNOR tax holiday, NRE FD timing, 401(k) strategy, and 12 months of pre-return actions. The complete financial playbook for NRIs moving back to India.
FBAR and FATCA: The NRI Reporting Guide That Could Save You $10,000 in Penalties
Two forms, two agencies, two sets of penalties. If you have Indian bank accounts, PPF, or mutual funds, the US government wants to know. Here is exactly what to file and when.
Selling Property in India as an NRI: Tax, TDS, and Repatriation Guide
The buyer deducts 12.5% to 31.2% TDS on the full sale price, not your gain. Here is how to reduce TDS, claim exemptions, avoid double taxation, and get your money out of India.
NRI Rental Income Tax in India: TDS, Deductions, and US Reporting
Your tenant deducts 31.2% TDS on rent paid to you as an NRI. Your actual tax is likely zero. Here is how to reduce TDS, claim deductions, and report rental income in both countries.
NRI Tax Residency Status: India and US Rules That Determine What You Owe
182 days in India makes you a Resident. 183 weighted days in the US triggers Substantial Presence. Get the count wrong and both countries tax your worldwide income.
NRI Gift and Inheritance Tax: India and US Rules You Cannot Afford to Ignore
Gifting $20,000 to parents? Inheriting a flat in Mumbai? India has no inheritance tax, but the US has Form 3520 with $10,000/month penalties. Here is what both countries require.
India-US DTAA: The Double Taxation Treaty Guide Every NRI Needs
Article 11 caps NRO interest TDS at 15% instead of 31.2%. Article 20 exempts 401(k) from double taxation. Here is how to claim every benefit the treaty gives you.